16 King Albert Park

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The Hermitage

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400m To Kovan MRT. FH Terrace Renovated For Function And Easy Living

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Category: Insights

More buyers to consider buying resale flats with new HDB grants

SINGAPORE: Home buyers on Wednesday (Sep 11) said that the bigger grants by the Housing and Development Board (HDB) offer them wider options, including buying resale flats if they fail in the bid for a new flat.   With the Enhanced Housing Grant (EHG), which took effect…

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What Is An Option To Purchase (OTP) Agreement?

Whether if you’re buying a new property or a resale HDB, one common term that you probably hear often is OTP, or Option to Purchase.   In Singapore, an Option to Purchase is one of the first few steps of buying a property, and comes before the…

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Things to look out for when buying a home

Higher price, higher returns? Freehold or leasehold? Primary market or secondary? And what about mortgagee sales?   Buying a home is a multi-faceted decision. Not only does it satisfy the physical need of having a roof over your head, it is also often an emotional decision –…

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What Rising Interest Rates Mean for Singapore Property

Homeowner Grace Koh had barely settled into her new condominium apartment along Singapore’s breezy East Coast in August, when the interest rate on her mortgage jumped from 1.5 per cent to 1.8 per cent.   When she first took out the S$1.1 million (US$800,000) home loan with…

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Sub-sale: What property sellers and buyers need to know

SINGAPORE: What happens when you have bought a newly launched property from a developer, but wish to sell it before it is completed?   Before completion, a transaction of a unit between the original buyer and new buyer is called a sub-sale in industry parlance.   This…

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Tenant tips: 7 effective steps to negotiating rent in Singapore

SINGAPORE: Tenants, if there is anything that you need to know before you rent a home, it is this: Rental rates are always negotiable.   Not only is nothing set in stone, negotiation margins – the difference between asking price and the price the landlord is willing…

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